Modules
Lending Module | March 4-5
Tuesday, March 4
The day will begin with breakfast and registration from 7 to 8 a.m. The program will begin at 8 a.m. and conclude at 4:30 p.m.
Topics
- Fair Lending
- Equal Credit Opportunity Act (CFPB Regulation B)
- Fair Housing Act
- Community Reinvestment Act (Federal Reserve Regulation BB)
- Home Mortgage Disclosure Act (CFPB Regulation C)
- Unfair, Deceptive and Abusive Acts and Practices
- Truth in Lending Act (CFPB Regulation Z)
- Real Estate Settlement Procedures Act (CFPB Regulation X)
- HUD Homeownership Counseling
- Flood Disaster Protection Act
During each phase, all the above listed regulations as they apply will be covered.
Wednesday, March 5
The day will begin with breakfast from 7:15 to 8 a.m. The program will begin at 8 a.m. and conclude at 4:30 p.m.
Topics
- Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act
- Loans to Insiders (Federal Reserve Regulation O)
- Homeowners Protection Act
- Purchasing or Carrying Margin Stock (Federal Reserve Regulation U)
- Real Estate Appraisal Requirements
- Lending to Servicemembers
- SAFE Mortgage Act (CFPB Regulation G)
- Environmental Liability
- Secured Transactions and Federal Law Requirements
- Bankruptcy Basics
During each phase, all the above listed regulations as they apply will be covered.
Deposit & Operations Module | March 6-7
Thursday, March 6
The day will begin with breakfast and registration from 7 to 8 a.m. The program will begin at 8 a.m. and conclude at 4:30 p.m.
Topics
- Truth in Savings, Regulation DD
- Reserve Requirements (Federal Reserve Regulation D)
- Electronic Funds Transfer Act (CFPB Regulation E)
- Expedited Funds Availability Act (Federal Reserve Regulation CC)
- FDIC Deposit Insurance
- Bank Secrecy Act/ Anti-Money Laundering
Friday, March 7
The day will begin with breakfast from 7:15 to 8 a.m. The program will begin at 8 a.m. and conclude at 3 p.m.
Topics
- FCRA/FACTA for Deposits and Operations
- Financial Privacy (CFPB Regulation P)
- Right to Financial Privacy Act
- Garnishment of Federal Benefit Payments
- Children’s Online Privacy Protection Act
- Telephone Consumer Protection Act
- Bank Security
Instructor
Terri D. Thomas, JD
Executive Vice President/Chief Operating Officer - Legal Services Director
Kansas Bankers Association
Terri Thomas is the director of the Kansas Bankers Association Legal Services. She also serves as the manager of Bankers Consulting Services, which provides legal services to participating MBA member banks. Before joining the Kansas Bankers Association, Terri was with Bankers Choice, a financial consulting firm. Terri was employed in the financial industry for more than 23 years in various capacities. Most notably, she served for 14 years as in-house legal counsel and trust officer for Bank of America and its Kansas predecessors. Receiving her bachelor of arts degree from Kansas State University in 1985, Terri continued her education at Washburn University School of Law and obtained her juris doctor in 1988. She has served as an adjunct instructor at Washburn University School of Law and the University of Kansas School of Law and is a frequent seminar presenter for financial associations.