Basic Personal & Business Tax Return Analysis

9 a.m. to 3 p.m. Wednesday, March 26 | Virtual Program

Overview

Attend this proactive seminar and gain an understanding of the often complex and confusing topic of TAXES!

Bank personnel are required to obtain and properly interpret tax returns for consumer, mortgage and commercial lending purposes. The first part of this seminar will concentrate on personal tax return analysis while the second part will focus on the analysis of various business tax returns. 

Objectives

Part 1: Personal Tax Return Analysis

  • review the basic structure of the personal 1040 federal tax return (including the various schedules and K-1 forms)
  • use analysis techniques to prepare a personal cash flow from information gleaned from the 1040 and the related schedules
  • discuss recent changes in the tax code, including how they affect the bank’s “individual” borrowers/guarantors
  • describe how the 1040 tax return can be used to market the bank’s products and services

Part 2: Business Tax Return Analysis

  • discuss the structure of a C corporation, S corporation and partnership (including LLC) tax return
  • analyze business tax returns and prepare cash flows for these entities
  • draw additional information from the business returns, including identifying fraudulent tax returns
  • discuss updates in the tax code and proposed legislation and how they apply to businesses

Who Should Attend

commercial lenders, credit analysts, mortgage lenders, consumer lenders, loan documentation specialists, branch managers, assistant branch managers, private bankers and business development officers

CPE Continuing Education

CPE will be granted to registered attendees upon request.
Specialized Knowledge – 6 credits
Instructional Delivery Method: Group Live presented online due to COVID-19
Prerequisites: Advance knowledge of bank practices.
Program Level: Advanced
Advanced Preparation: None

Presenter

David L. Osburn
Osburn & Associates, LLC

David Osburn is the founder of Osburn & Associates, LLC, a business training and contract chief financial officer firm. His extensive professional background of more than 30 years include work as a business trainer/contract CFO and work as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan workout, management and business development.

Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Register

register icon    Online             
phone icon    Phone 573-636-8151 
mail icon    Mail check payable to Missouri Bankers Association and form to:
Missouri Bankers Association
P.O. Box 57
Jefferson City, MO 65102

Registration Fees

Fee includes presentation slides. 

  • MBA Member Fees
    • $340 per person
    • $300 per person for each additional person
  • Nonmember Fee
    • $1,360 per person
Remember that this registration is per person only; multiple people in the same room attending the program is discouraged. The only exception is when all the registrants have enrolled separately and each registrant has paid their own individual registration fee.

Schedule

8:45 a.m. Zoom Login
9 a.m.  Seminar Begins 
Noon Lunch 
12:30 p.m.  Seminar Resumes 
3 p.m.  Adjournment 

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least five days before the seminar date. After that date, an administrative fee of $10 per canceled registration will be retained. Cancellations will not be accepted two days before the seminar. Substitutions are always permitted.

Webinar Instructions

Attendees will need internet access and a standard web browser to join this video and web conferencing. Attendees will receive an email with a link to join the virtual seminar, handouts and any additional information a few days before the event.

A personal Zoom account is not necessary. You will use the link, meeting ID and password we provide.

  • You can log in on a desktop computer, laptop or download the Zoom app on a smart device.
  • internet access
  • audio on computer or a phone line