Overview
Attend this proactive webinar and learn how banks make lending decisions based on the five Cs of credit - capacity, capital, collateral, conditions and character! The webinar will cover the basics of the three main areas of bank lending- consumer, mortgage and commercial lending. Each of the three areas will be illustrated with real-life “case studies.”
Attendees also will be exposed to loan structure, loan support and documentation issues and how they are an intricate part of the lending process. In addition, the basics of loan compliance will be provided, including Reg B, Reg Z, TRID, BSA and Fair Credit Reporting.
Objectives
- gain an understanding of how banks make lending decisions based on the five Cs of credit
- learn about the three main areas of bank lending
- apply the three areas to individual “case studies”
- review the basics of loan structure, loan support, documentation and loan compliance
Who Should Attend
credit analysts, loan assistants, consumer loan officers, residential loan officers, relationship managers, loan documentation specialists, branch managers, private bankers and business development officers
Instructor
David L. Osburn, MBA, CCRA
Osburn & Associates, LLC
David Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm. His extensive professional background of more than 30 years includes work as a business trainer/contract CFO and work as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out, management and business development.
Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.
For More Information
Contact the MBA Education Department at 573-636-8151 or email.