Overview
Tailored specifically for bankers responsible for reviewing or conducting commercial evaluations, this course provides a robust framework for mastering the intricacies of property evaluation. Individuals will gain a thorough understanding of the data required and the steps involved in performing accurate, reliable internal evaluations on commercial properties, ensuring evaluations meet regulatory standards.
Who Should Attend
individuals responsible for performing internal evaluations and/or commercial property reviews (evaluations and/or appraisals), individuals seeking to enhance their evaluation skills
Topics
Identifying the Subject Property
Gain skills to accurately identify and characterize the subject property, ensuring precise and relevant evaluations.
Lease Analysis
Dive deep into the world of leases, exploring key terminologies and various lease types. Understand the nuances affecting property value and financial performance.
Office Building Case Study
Apply your knowledge in a practical, real-world scenario with an in-depth case study of an office building. This hands-on exercise reinforces learning and boosts confidence in conducting evaluations.
About the Instructor
Cheryl Bonnaffons Bella, MAI, AI-GRS, AQB Certified USPAP Instructor
A certified appraiser, Cheryl Bonnaffons Bella actively works in the banking industry as an appraisal compliance consultant. She established and managed appraisal departments for various financial institutions and now consults with banks nationwide on appraisal regulatory compliance, department structure and policy and procedure development. She previously served as vice president of Bank One Corporation and appraisal manager for Hancock Bank. She participated in due diligence analysis as part of bank acquisitions and wrote corporatewide appraisal policy and procedures, as well as lender training classes and manuals. Bella also wrote and taught annual banking compliance seminars for various state banking associations and individual financial institutions. She teaches various appraisal and real estate agent seminars and webinars, including presentations for the Appraisal Institute and American Society of Appraisers national conferences. She previously served in various positions in the Appraisal Institute at the state and regional levels and was appointed to serve on the Louisiana Real Estate Appraisers Board. In 2014, Bella participated in the development of an appraisal management and compliance platform that allows banks to manage their appraisal process in-house, a system where they maintain control of decision making and data. She serves as chief compliance officer for FICRAS (Financial Institution Complete Risk Aversion Solution), a risk management platform that is used by banks nationwide.
As a private contractor, she seeks educational opportunities to learn from and instruct lenders, real estate agents and appraisers on appraisal related issues, including regulatory, appraisal theory and appraisal practices.
Image Use Policy
Registration or participation by an individual in attending Missouri Bankers Association events and activities constitutes an agreement by the attendee to the MBA’s use and distribution, both current and future, of the attendee’s name, image or voice in print, media, social media, photographs, videotapes, electronic reproductions, and audiotapes of, or reporting, such events, and activities and promoting MBA activities, services and programs. Attendees waive any right to inspect or approve the finished materials and MBA communications and publications and agree that all such images, pictures, video or audio recordings, and any reproduction thereof, shall remain the property of the MBA to use at its discretion. Consent is binding, perpetual and may not be revoked.
For More Information
Contact the MBA Education Department at 573-636-8151 or email.