| 8:30 a.m. |
Registration/Continental Breakfast/Trade Show
|
| |
|
| 9 a.m. |
Welcome & General Session
|
| |
What Does Mid-Year Look Like?
Chris Kuehl, Ph.D., Managing Director | Armada Corporate Intelligence
By now we have all had time to digest those early year forecasts. Have we continued to dodge that recession bullet, or did our luck run out? Where are we with inflation, interest rates, worker shortages, supply chain woes and all those other issues that affected 2023? Has politics started to play a role, and what about geopolitics? |
| |
|
| 10:15 a.m. |
Refreshment Break
|
| |
|
| 10:30 a.m. |
General Session
|
| |
ALCO Best Practices: Strategic Focus and Effective Decision-Making Framework
Nick Trentman, Director of Advisory Services | ALM First
One of the most important operating committees of a financial institution is the asset/liability management committee , which is responsible for the oversight of balance sheet risk management. ALM can get very complicated, and effective oversight requires the board to rely on the ALCO to produce sound strategies based on ALM outputs. Take a deeper dive into the current challenges of effective ALCO management and learn new ways to restructure your meetings to ensure your balance sheet is approximately positioned for the coming financial landscape. This session will focus on strategic ALCOs and the content that makes them successful.
|
| |
|
| 11:30 a.m. |
Lunch |
| |
|
| 12:15 p.m. |
Breakout Sessions
|
| |
Lending & Credit
|
| |
Liquidity and Funds Management Today
Susan Sharbel, Senior Consultant/Advisory Services | Abrigo
As the name implies, liquidity is fluid and changes rapidly. Today, bankers must be prepared for the new reality of several bank failures, a limited supply of core deposits, the ease at which rate sensitive depositors can walk out the door and increased competition. Knowing how to measure liquidity and understanding how liquidity risks will play a significant role in earnings stability and financial performance is critical. Developing strong liquidity management practices is key to profitability and risk mitigation and assisting with pricing and growth strategies. |
| |
|
| |
Finance & Accounting
|
| |
Bank-Fintech Programs
Tom Witherspoon, Associate | Stinson LLC
Fintech is a broad topic, but it includes technology that enables automated origination of credit, deposit and card accounts. It enables digital customer interactions, with fewer clicks and less “friction.” Why does it matter to a community bank? It gives you an opportunity to expand to new markets through new channels by partnering with a technology company. However, the risks are different, and your agreement with the technology company and terms with consumers should address them. This presentation will introduce this growing concept in banking. |
| |
|
| 1:15 p.m. |
Refreshment Break
|
| |
|
| 1:30 p.m. |
Breakout Sessions
|
| |
Lending & Credit
|
| |
Why Getting More from Your Loan Review is Now Critical
David Ruffin, Principal, IntelliCreditTM | QwickRate
A loan review is a strategic asset for community banks and should be treated like one. Although this hasn’t been the case for decades, bankers now realize that new, dramatically improved processes — one that also can be used for both internal and annual reviews — will not only make loan reviews more efficient, effective and less intrusive to credit teams’ day-to-day schedules but provide a source of valuable information to help the bank detect risk earlier. This capability is especially critical during unsettled credit times. This session discusses innovative approaches and best practices that can profoundly reduce the burden that a loan review traditionally places on community bank teams. |
| |
|
| |
Finance & Accounting
|
| |
How to Grow Deposits Without Overpaying
Tim Keith, CEO | Infusion Marketing Group
In the battle for deposits, the market is more competitive than ever. With rising rates, many bankers are concerned about repricing risk deposits, but it’s critical to truly understand the cost of new money, as well. Smart bankers understand that when high-rate deposits are coming in, low-cost deposits are often going out, and they must make data-based decisions and market carefully to customers who have the propensity to bring them more wallet share at a lower cost. |
| |
|
| 2:30 p.m. |
Refreshment Break
|
| |
|
| 2:45 p.m. |
Breakout Sessions
|
| |
Lending & Credit
|
| |
Survival of the Fittest: Missouri Banking Trends Versus National Trends
Kirk Briden, Founder/CEO | Banker’s Caddy
Although certain community banking trends are common to all community banks, many are very regional specific. This presentation covers community banking trends around the country, as well as how Missouri and the major Missouri metropolitan statistical areas are different from other regions around the country. |
| |
|
| |
Finance & Accounting
|
| |
Current Accounting and Tax Issues Affecting Community Banks
Kevin Ives, Director | FORVIS
Ryan Sharp, Director | FORVIS
Gain insights on the emerging accounting and tax issues facing community banks today. This session provides an overview of both new and proposed accounting standard changes most relevant to community banks in the current environment, as well as other projects currently being considered by the Financial Accounting Standards Board. Review recent and proposed tax law changes currently being evaluated by the IRS under the new political landscape and explore the potential impact these new and proposed changes will have on community banks. Participants will gain a better understanding of the new and proposed rules and how the rules affect their institutions. Attendees also will learn planning strategies to help them better prepare for the changes and help reduce the effect of the changes, as well as identify strategies to take advantage of opportunities. |
| |
|
| 3:45 p.m. |
Solution Room
You have an obstacle, and your peers have a solution! During this networking session, attendees will work with their table to help find solutions to everyone’s obstacles. Please come with one obstacle you would like your peers to assist you with finding a solution!
|
| |
|
| 4:45-5:30 p.m. |
Reception
Dinner on Your Own
|