Wednesday, Dec. 4
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| 2-6 p.m. |
Registration Open & Exhibitor Showcase
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| 3-4 p.m. |
Special Interest Session | Compliance Hot Topics
Carol Barnett, Senior Vice President | Missouri Bankers Association
This session covers emerging issues facing banks that are stemming from regulators, legislators, customers and the courts. Some of these issues arise through guidance or blog posts rather than the traditional rulemaking process.
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| 4 p.m. |
Hotel Check-In
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| 4:30-5:30 p.m. |
Trade Show Holiday Cheer Reception
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| 5:30 p.m. |
Bank Hospitality Events
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Thursday, Dec. 5
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| 7:30 a.m.-2 p.m. |
Registration and Trade Show Open
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| 7:30-8:30 a.m. |
Breakfast
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| 8:30-8:45 a.m. |
Call to Order & Welcome
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| 8:45 a.m. |
Keynote Address | The Economy Outlook
Lindsey Piegza, Ph.D., Chief Economist | Stifel Financial
Lindsey Piegza explores the pace of our economic recovery and what it means going forward for overall growth, interest rates and monetary policy. She will cover macro-economic trends in consumer spending and corporate investment, in addition to new Federal Reserve policy initiatives and the potential economic effects of these changes. She also will examine the changing global and political environment, as well as the outlook for potential recession.
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| 9:45 a.m. |
Break & Exhibit Showcase
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| 10 a.m. |
Fintechs: Why They are Important Partnerships for Banks
Virgina Heyburn, Director of Research, Insights and Advocacy | Engage fi
Today’s customers face a range of unique challenges, from the rising costs of homes and vehicles and the burden of student loan debt to the struggle of preparing for retirement, living paycheck to paycheck and navigating the increasingly gamified world of financial services. Banks are facing existential challenges as the consumption of banking services is increasingly unbundled from the traditional financial services industry, and banks must look for differentiation digitally. Customers are no longer satisfied with rejuvenation projects that give them a cleaner experience. Instead, they desire a complete financial experience allowing them to bank, pay, trade, plan and budget so they can live smarter financial lives. This session defines the concrete possibilities of fintech partnerships to position banks to develop new revenue streams and build lasting loyalty with customers.
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| 11 a.m. |
Break & Exhibit Showcase
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| 11:15 a.m. |
What Generative AI Means for the Future of Banks and Banking
Lee Wetherington, Senior Director of Corporate Strategy | Jack Henry
Generative AI is recalibrating banks’ data strategy and resetting expectations for what’s possible. How will GenAI affect banks, customers and financial services, and where are we seeing those impacts first? Do you have enough data or the right data to tune the large language models behind GenAI? Will it level the playing field between small and large financial institutions? How can you capture upside potential while minimizing downside risks? Join Lee Wetherington for an update on where we are now and a look at what’s to come.
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| 12:15 p.m. |
Lunch
- Recognition of the 2024 Recipient of the Next Generation in Banking Leadership Award
- Vendor Prize Drawings
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| 1:15 p.m. |
Breakout Sessions
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Insider Abuse Prevention
David Redenbaugh, Field Supervisor | FDIC
David Redenbaugh explains why bank insiders commit fraud and shares insights from the latest fraud research. Discussion will address practical tips for preventing insider abuse and takeaways from several recent bank failures that involved fraud.
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AOCI in M&A: Navigating the Impact of Unrealized Bond Losses in Bank M&A
Frank Berndt, Managing Director | Olsen Palmer LLC
Unrealized bond losses — also known as accumulated other comprehensive income or AOCI — have affected the bank M&A playing field on both sides of the deal table. Although the initial onset of AOCI slowed dealmaking, more recent transaction discussions are becoming increasingly active as buyers and sellers alike better understand the implications of AOCI in helping bridge the “bid-ask spread.” This session addresses the key implications of AOCI in bank M&A, including how AOCI does – and does not – affect M&A transaction metrics and deal pricing, potential AOCI solutions and mitigants, and why the passage of time is unlikely to resolve AOCI.
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2024-2025 Community Banking Outlook
Stephanie Kalahurka, Partner | Fenimore Kay Harrison LLP
Mathew Petersen, Senior Attorney | Fenimore Kay Harrison LLP
The landscape in which community banks operate seems to be ever changing. Come catch a recap of the major events that have occurred in the banking market in the previous year and get an update on the regulatory and bank mergers and acquisitions landscape for the year to come. The regulatory update will include a summary of major U.S. Supreme Court cases; CFPB rulemaking, including the implementation of Section 1071; and enforcement actions.
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| 2:15 p.m. |
Break
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| 2:30 p.m. |
Breakout Sessions Repeat
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Insider Abuse Prevention
David Redenbaugh, Field Supervisor | FDIC
David Redenbaugh explains why bank insiders commit fraud and shares insights from the latest fraud research. Discussion will address practical tips for preventing insider abuse and takeaways from several recent bank failures that involved fraud.
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AOCI in M&A: Navigating the Impact of Unrealized Bond Losses in Bank M&A
Frank Berndt, Managing Director | Olsen Palmer LLC
Unrealized bond losses — also known as accumulated other comprehensive income or AOCI — have affected the bank M&A playing field on both sides of the deal table. Although the initial onset of AOCI slowed dealmaking, more recent transaction discussions are becoming increasingly active as buyers and sellers alike better understand the implications of AOCI in helping bridge the “bid-ask spread.” This session addresses the key implications of AOCI in bank M&A, including how AOCI does – and does not – affect M&A transaction metrics and deal pricing, potential AOCI solutions and mitigants, and why the passage of time is unlikely to resolve AOCI.
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2024-2025 Community Banking Outlook
Stephanie Kalahurka, Partner | Fenimore Kay Harrison LLP
Mathew Petersen, Senior Attorney | Fenimore Kay Harrison LLP
The landscape in which community banks operate seems to be ever changing. Come catch a recap of the major events that have occurred in the banking market in the previous year and get an update on the regulatory and bank mergers and acquisitions landscape for the year to come. The regulatory update will include a summary of major U.S. Supreme Court cases; CFPB rulemaking, including the implementation of Section 1071; and enforcement actions.
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| 5-6:30 p.m. |
Reception Hosted by MBA Associate Members | MBA Foundation Silent Auction
Evening Free
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Friday, Dec. 6
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| 7:30-8:15 a.m. |
Breakfast
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| 8:15 a.m. |
General Session
The Honorable Michelle Bowman | Board of Governors of the Federal Reserve System
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| 9:15 a.m. |
Break
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| 9:30 a.m. |
The Zeitgeist of Banking: Lies, Damned Lies, Trends, Fads and How to Tell the Difference
Jimmy Sawyers, Chairman and Co-Founder | Sawyers & Jacobs LLC
Fintechs, cryptocurrency exchanges, banking-as-a-service, artificial intelligence ... the list goes on. Has your bank missed an opportunity or dodged a bullet by not following the herd on some leading-edge innovations? Sorting the performers from the pretenders has never been more difficult for bank executives who must balance the risk-reward proposition that new technology brings. One could argue the “zeitgeist” (literally “spirit of the times”) in banking today is full of more confusion and misinformation than the Old West days of snake oil salesman and outlaws. Combined with daily cybersecurity threats such as ransomware attacks, even the most experienced banker might have trouble sleeping at night. Despite the tech flops, failed projects and cyberattacks, the future of our industry remains bright, and bankers will continue to innovate ... as long as banking leaders make sound strategic decisions based on factual information rather than false advertising.
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| 10:30 a.m. |
Adjournment
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| 11 a.m. |
Hotel Checkout
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