Schedule
The Compliance Conference begins at 2:30 p.m. Wednesday, Sept. 18, and concludes at 11:45 a.m. Friday, Sept. 20.
Wednesday, Sept. 18
| 2:30 p.m. |
Registration
|
| |
|
| 3:30 p.m. |
Community Fraud Awareness Outreach Campaign Panel
Panelists:
Daniel Tobben, Vice President Deposit Operations | Bank of Washington
Brady Weinhold, Vice President of Operations | United Bank of Union
Kim Kohlbusch, Vice President and Branch Manager | Citizens Bank
Laurie Benz, Vice President and Branch Manager | Heritage Community Bank
Susan Voelkerding, Vice President of BSA/AML Officer, Bank of Franklin County
Representatives from these Washington, Missouri, community banks share their collaborative efforts to inform their customers about fraud awareness. |
| |
|
| 4:30 p.m. |
Exhibit Showcase & Opening Night Reception
sponsored by
|
| |
|
Thursday, Sept. 19
| 7:45 a.m. |
Registration & Exhibit Showcase Open
|
| |
|
| 7:45 a.m. |
Breakfast
Join your peers at designated topic tables to discuss issues surrounding CRA, lending and deposits.
|
| |
|
| 8:30 a.m. |
Call to Order
|
| |
|
| 8:40 a.m. |
Small Business Lending Data Collection — Preparing for the 1071 Rule
Patti Joyner, CRCM, Founder | Financial Solutions
This session covers the critical components of the 1071 rule and how to start preparing for the collection and reporting of the data points.
|
| |
|
| 11 a.m. |
Refreshment Break
|
| |
|
| 11:15 a.m. |
Missouri Division of Finance Update
Joe Crider, Supervisor of Consumer Credit | Missouri Division of Finance
Learn about “hot buttons” in exams, common violations, what the division sees happening with rule changes within the next few years, recent or upcoming changes to state laws and regulations and exam coordination with federal agencies.
|
| |
|
| Noon |
Luncheon
Exhibitor Prize Drawings |
| |
|
| 1 p.m. |
Sticky Situations: Balancing Investigations, Consumer Protection and Payment Rules
Rayleen Pirnie, Director, Risk & Fraud | NEACH
Consumer protection is an important aspect of every bank’s compliance program. This session will help resolve some of the most common issues, positioning the institution for stronger compliance and helping the bank balance consumer protection laws with daily operations.
This interactive session explores the complex and often misinterpreted world of Regulation E. From “what-went-wrong” in actual cases to regulator expectations and what’s “unauthorized” under Reg E to investigations, we’ll explore both debit card and ACH EFT disputes from a boots-on-the-ground perspective. |
| |
|
| 2:30 p.m. |
Refreshment Break
|
| |
|
| 2:45 p.m. |
Mortgage Lending and Servicing “Hot Spots”
Patti Joyner, CRCM, Founder | Financial Solutions
Patti Joyner provides an overview of the top areas where examiners are finding violations and banks have risk from application through collection — appraisal bias and reconsideration of value, issues related to flood insurance, mortgage servicing, escrow and others. |
| |
|
| 4 p.m. |
Peer Group Sessions
Gather with your peers to compare notes on issues facing your bank.
|
| |
|
Friday, Sept. 20
| 7:45 a.m. |
Breakfast
Join your peers at designated topic tables to discuss issues surrounding CRA, lending and deposits.
|
| |
|
| 8:15 a.m. |
Deposit Account “Hot Spots”
Shaun Harms, CRCM, Principal/Consulting – Regulatory Compliance | Forvis Mazars
Bank deposit accounts are at the forefront now more than ever. This includes regulatory scrutiny of account fees and overdraft policies and procedures, understanding and applying Regulation CC correctly to help avoid check fraud losses and UDAP concerns with language used in deposit account disclosures and account agreements. Shaun Harms details the latest concerns for banks to address. |
| |
|
| 9:15 a.m. |
Refreshment Break
|
| |
|
| 9:30 a.m. |
Breakout Sessions with Regulators
Josh Sparkman, Senior Examiner, Federal Reserve Bank of Kansas City
Paulette Thorne, Supervisory Examiner | FDIC
Derek Skidmore | Office of the Comptroller of the Currency
Bankers can meet with their federal regulators to learn about exam hot topics and other regulatory issues. |
| |
|
| 10:30 a.m. |
Refreshment Break
|
| |
|
| 10:45 a.m. |
Advertising Requirements — Getting it Right
Patti Joyner, CRCM, Founder | Financial Solutions
Advertising methods for banks have evolved, and interpreting the regulatory requirements can be a challenge! Learn about the new FDIC official sign rule/advertising requirements, other general advertising rules (Regulation DD, Regulation Z, fair housing, “not-not,” etc.), requirements when partnering with fintechs and more! |
| |
|
| 11:45 a.m. |
Adjourn
|